North Carolina Personal & Business Insurance
Durfey-Hoover-Bowden Insurance Protecting Your Way of Life Since 1937

DHB Personal Insurance

Personal insurance protects your way of life. We work with you to create a personal insurance program to fit your individual needs. As an independent insurance agency, we have access to multiple insurance companies and can shop to find the coverage you need at very competitive pricing.

We are the product of four generations of insurance providers, and we have the flexibility, knowledge, and integrity that you are looking for in your insurance agent. Providing personal attention and sound insurance advice to our customers is the reason we have been in business for over eighty. We know that our customers are the reason that this business has been able to provide for our families for four generations. We appreciate your business and strive to ensure this is clear when we are working with you.

Browse from our selection of personal insurance options below:


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Personal Insurance Checkup

Help us keep you properly insured by submitting a quick questionnaire that covers many of the common issues that can cause gaps in your coverage.


Homeowners Insurance

Protects your home, personal posessions and personal liability.


Car Insurance

Provides protection for physical damage done to your car and liability protection arising out of the use of your car.


Umbrella Liability Policy

Provides an additional $1,000,000 or more in liability coverage to multiple policies to provide solid protection in a time of increasing jury verdicts.


Scheduled Property

Provides broader protection to valuable or irreplaceable items such as art, jewelry and silverware.


Boat Insurance

Provides protection for your watercraft and personal liability arising out of its use. A homeowners policy provides very limited coverage for boats and a separate policy is often required to keep you protected.


Life Insurance

Provides for your loved ones in the event of your death. Coverage limits can be selected to simply cover your final expenses or enough to serve as income replacement so your family can maintain their standard of living.

Call our offices today at (919) 790-6415 to get started! 

Why Work With Durfey-Hoover-Bowden?

The guidance you receive from your agent can have a great impact on your future.
Getting it right matters.
  • Partnership

    As the industry changes, so do your personal risks. We work with you to help keep your family and business protected.

  • Knowledge

    Our agents have achieved top insurance designations, served on advisory committees, and taught classes for other agents.

  • Access

    We shop around for you, selecting insurnace companies based on competitive pricing, financial stability, and level of service.

  • Experience

    With over 80 years of experience, we know how to guide our customers in the risks, coverages, and laws unique to our area.

Contact Us Now

Get Your Family or Business Protected Today
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