North Carolina Personal & Business Insurance
Durfey-Hoover-Bowden Insurance Protecting Your Way of Life Since 1937

Personal Insurance FAQ

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These are some sample articles from the personal insurance newsletter that we choose to write in-house. We focus on issues that are relevant to our customers and to our community.

We use it as an additional way to reach out about current issues and questions we have been hearing from our personal insurance customers. Insurance regulations are set at the state level. Information given to consumers on a national level is often too vague to be of great use or can talk of coverage/benefits not available in our state.

Earthquake Icon

Are Earthquakes Covered By Homeowners Insurance?

Home Business Insurance

Does Homeowners Insurance Cover Home Business?

rental car insurance

Do You Need to Buy Insurance When Renting a Car?

social media and insurance

Social Media Libel: Is It Covered By My Insurance?

college student insurance needs

My Kids Are Going to College. Do I need to update my insurance?

trampolines and homeowners insurance

Trampolines and Homeowners Insurance.

Tree on Fence

My Neighbor's Tree Fell On My Yard. Who is responsible?

golf cart

Are Golf Carts Covered by Homeowners Insurance?

volunteers and insurance

Am I Covered for Liability While Volunteering With Non-Profits?

company car

Company Cars

sewer backup insurance

What is Backup of Sewer & Drain Coverage?

washer and dryer

Washer & Dryer

host liquor liabilty

Host Liquor Liability And Homeowners Insurance

jewelry insurance

Do you need special coverage for jewelry or other valuable items?

dog bites and insurance

Dog Bites and Insurance

jet ski homeowners insurance

Does My Insurance Cover A Rented Jet Ski?

lower homeowners insurance cost

10 Ways to Cut the Cost of
Your Homeowners Insurance

dog breeds and insurance

Dog Breeds And Insurance

special event insurance

Do I Need Special Insurance for a Wedding?


What is a PJC? Should I use it?

Contractors in Your Home

Contractors in Your Home

Insuring Items In Storage

Insuring Your Property In Storage

Insurance Issues on Vacation

Insurance Issues on Vacation

Why Work With Durfey-Hoover-Bowden?

The guidance you receive from your agent can have a great impact on your future.
Getting it right matters.
  • Partnership

    As the industry changes, so do your personal risks. We work with you to help keep your family and business protected.

  • Knowledge

    Our agents have achieved top insurance designations, served on advisory committees, and taught classes for other agents.

  • Access

    We shop around for you, selecting insurnace companies based on competitive pricing, financial stability, and level of service.

  • Experience

    With over 80 years of experience, we know how to guide our customers in the risks, coverages, and laws unique to our area.

Contact Us Now

Get Your Family or Business Protected Today
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