Personal Insurance

Personal Insurance protects your family’s way of life. A large property loss or liability loss could take everything you spent your life building. We work with you to create a personal insurance program that fits your individual needs.

Providing personal attention and sound insurance advice to our customers is the reason we have been in business for over seventy years. We know that our customers are the reason that this business has been able to provide for our families for four generations.  We appreciate your business and strive to ensure this is clear when we are working with you.

It is common for our agency to insure many generations of a family for decades. We work to build long term relationships with our customers and strive to adjust your insurance to meet the changing needs of your life.

We have access to many insurance companies and this allows us to find the best market for you.  We provide coverage for everything from your home, auto and boat to your home business and rental properties.

If you would like for us to give you a second opinion on your current insurance, please give us a call or submit your information here.

Here is just a small sample of the types of personal insurance we offer:

Homeowners - Protects your home, personal possessions and personal liability.

Valuable Property – Provides broader protection to valuable or irreplaceable items such as art, jewelry and silverware.

Automobile – Provides protection for physical damage done to your auto and liability protection arising out of the use of your auto.

Renter’s Insurance – A homeowners policy designed for renters. This policy provides protection for your personal liability and your personal belongings.

Rental Property – Provides protection for your rental properties and your liability as a landlord.

Boat/Yacht – Protects your boat and your personal liability arising out of its use. A homeowners policy provides very limited coverage for boats and a separate policy is often necessary to keep you protected.

Umbrella Policies – Provides an additional $1,000,000 or more in liability coverage to multiple policies to provide solid protection in a time of increasing jury verdicts.

Flood – Excluded by homeowners policies, this policy provides protection for your home and possessions in the event of a flood.

Life Insurance – Provides for your loved ones in the event of your death. Coverage limits can be selected to simply cover your final expenses or enough to serve as income replacement so your family can maintain their standard of living