Trampolines and Insurance
DHB Insurance | June 2011
Two groups of people love trampolines, children and trial lawyers. The U. S. Consumer Product Safety Commission (CPSC) estimates that there are nearly 100,000 emergency room-treated injuries a year that are related to trampolines. Most of these trampolines are in private homes. A quick internet search of the words "trampoline injury" will bring up countless sites discussing the dangers of trampolines. Many sites list consulting a lawyer to be one of the first steps to take when you or your lovedone are injured on a trampoline.
One of the biggest risks of a trampoline is that you can be held liable for another person's child being injured on your trampoline. This is true even if the child is using the trampoline without your permission when you are not home. Injuries ranging from a broken ankle to paralysis or death have lead to countless lawsuits. If you do decide to get a trampoline, pay close attention to the following safety recommendations from the CPSC Trampoline Safety Alert.
Steps to Pevent Trampoline Injury
Here are the steps you can take to help prevent serious trampoline injuries, especially paralysis, fractures, sprains, and bruises:
- Allow only one person on the trampoline at a time.
- Do not attempt or allow somersaults because landing on the head or neck can cause paralysis.
- Do not use the trampoline without shock-absorbing pads that completely cover its springs, hooks, and frame.
- Place the trampoline away from structures, trees, and other play areas.
- No child under 6 years of age should use a full-size trampoline. Do not use a ladder with the trampoline because it provides unsupervised access by small children.
- Always supervise children who use a trampoline.
- Trampoline enclosures can help prevent injuries from falls off trampolines.
For more information about potentially dangerous products, visit the CPSC online at www.cpsc.gov
Leading causes of trampoline injury:
- Colliding with another person on the trampoline.
- Landing improperly while jumping or doing stunts on the trampoline.
- Falling or jumping off the trampoline.
- Falling on the trampoline springs or frame
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